When you were were young, life was about going to school, playing games ,  other kid stuff,  just plain enjoying life, and having fun.  Not being so  Worried , about those troubling grown up things , like working at a job,  like  being responsible , and like your paying bills.

The actual truth is as difficult as it is to hear, most folks, are in reality just plain broke right now! People are broke.

Most people , citizeins in the richest country, on the planet, are actually broke.! Three quarters of eligible working adults , are just barely making it, surviving, and simply living paycheck -to -pay check.    People are broke!

So when you here the media  talking about, how inflation is exploding. The stuff we buy, and need  DAILY is costing us, a little more, even though are paychecks have gotten bigger. There is more to it than just money.

It is easier to learn from the failures  of you others, who have experienced  things so you do not have too .

People Are Broke

Here are few reasons why most folks are so broke, and hopefully you will pay heed and not end up in that situation like most folks

The fact is that people believe more in luck than success fulfilled from there  ambition

The truth of the matter is people spent 60 times more cash on gambling products than on knowledge based products.

Truth Americans spent 10 times more on there lottery tickets than books.

Which is better   a  BOOK, or that one in a million chance lottery ticket ???

One book is better than those lottery tickets.

Fact those that who read more than two educational books a month make a lot more than those who who are uneducated in economic concepts, and  other financial responsibility things

If we went to school and learned how to be financially successful, our personal finances would be very different.

 Fact;   Even if we learned the very basics, our personal finances would be very different. If we had been

 Fact;    There are a lot of people who don’t have enough money to cover a $400 emergency without going into debt right now.

 Fact;   People are broke because they  they never understood the purpose of what money is for.

They were never taught that money was an actual tool, not to be disrespected

Fact;  Three forths of  all college students,  who have  aquired credit cards, could not  figure out, late payment info. Thus, that lack of understanding is the reason why college student, debt is at epidemic  urgency. Why is this, Because, they were never taught, financial literacy, before that banker,  enticed them with there offers. they were vulnerable and open to be taken advantage of. Because, they were not educated in school about how the system worked!!!

These banking institution enjoy  going to the colleges at orientation day. Because they know teenagers there, could be the future good customers, for them to exploit!

Fact;   High schools should mandate that you can not graduate, unless you credit, in one semester in financial literacy?

That would be a good start in changing the fortunes the the generations of Americans. Who deserve a better future!!

Right now, it looks like things are going in the wrong direction.

But who knows?

Fact;   Young folks are not investors, they are mostly  instant gratification junkies like there parents.

And, most people in general do not believe in investing period. Accept if its a lottery ticket, or a slot machine.

Investing is not in there belief system. So they go through life, either just LIVING  , paycheck to paycheck, or SURVIVING off small pensions and measily bank interest.

Fact ;  If you do not some how find a way to make money 24 hrs a day, then you will  probably  live a miserable existence  and eventually die a broken person.

You need to make money while you sleep period! OR YOU WILL HAVE TO WORK UNTIL YOU DIE

There are people in this country, the riches country in the world, who have worked  most their lives and are now ready to retire,

Yet they have minimal amount  of cash saved or invested in their retirement

which is extremely difficult to enjoy a healthy fulfilling retirement

If you are young right now guess what you are  going to need even more money

I know you  do not  end up  like your elders ,stuck, having to work your entire life.

So if you desire a better more  satisfactory life you going to have to come up with a better way to make your fortune

There are numerous ways that you can make  your fortune  while you sleep

is to master  internet marketing

affiliate marketing

Blogging

e commerce

forex

crypto currency

You don’t have to work for money. All you have to do is put your money to work for you

They are always trying to tell us how to live this American dream life

they talk about the American dream like its so easy to achieve all you need to do is go to school and get this  very expensive degree, then get your dream career.

  Then get married to the perfect person. Purchase the home you want, in the place want to live, in the suburbs.

Have 2 and half kids, and go on incredible vacations, every year.

This can be great to live this kind of life stile.

Having nice stuff, buying what you want if you can afford them.

But  most people  who commit to this dream life stile, really can’t afford much extra.

Thus!

The  American dream, sometime causes folks, to over extend, and acquire things that they might not be able to afford.

Fact  you need to be mindful of your situation.

If you barely have $500 in your bank account, why you trying to purchase $100 items.   That don’t make you no money back in return.

Fact  Instant gratification rules the day, for most of America.

Know one bothers to keep a budget, because a budget reeks of responsibility.

Which is not  a desire they have interest in.

Fact There are a lot of people, who don’t have enough money, to cover a $20,000 emergency, without going into bankruptcy!

Fact  Every dollar we make needs to be part of your plan its a job , whether it’s to be saved, invested, or spent.

You just need a plan. Most people are broke because they have not created a winning plan.  Actually, you just need to plan to succeed period.

Most people are just plan broke,  for lack of planning.  they do not realize  that there own  ultimate success the right plan.

Create  your pan first, have it ready. Be prepared, for when you least expect it, stuff  happens, create your plan for that.

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