Checking Your Credit

Each of the credit bureaus offer a free report once a year. Your credit report will list all open lines of credit and debts – any credit cards, mortgages, and loans should be on there.

You can request all three reports at once or spread them out, get all three at once if you want a full picture of your current credit history.

The best way to protect yourself is with a “credit freeze”; To put a "security freeze" on your credit, you'll need to call each credit bureau and tell them to freeze your credit. You can also do this online.

As of late last year, the process is now free.

Dan