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FICO Score

Posted by Daniel Iuculano on January 30, 2020 - 1:43pm


FICO Score

Overall, the score looks at your payment history, credit limits, credit utilization, and more.

FICO scores are rated Good, Very Good, and Exceptional for anything at 670 and above. Fair is 580 to 669, and Poor is 300 to 579.

A new FICO score 10 T will be released sometime this year and will increase the weight of personal loans.

Approximately 90% of lenders use your FICO score. Plus, your FICO score is typically available through your bank or your credit-card company; often for free.

Keep track of your score and what is being reported to the credit bureaus. The three main credit bureaus – Experian, Equifax, and TransUnion – each offer a free report once a year.

 

Dan

Otto Knotzer I do not need that
February 1, 2020 at 9:13am
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