Savings Bonds

Below is information concerning the annual amounts you can purchase Savings Bonds.

Skip the EE Bonds and buy the I Bonds, the annual rate changes every six months, May and november.

Different purchase limits apply for electronic savings bonds and paper savings bonds.

Electronic (TreasuryDirect)

Through your TreasuryDirect account - which is established using your name and social security number, bank information, driver’s license and e–mail address – you can invest in electronic savings bonds (also referred to as book–entry savings bonds) each calendar year by purchasing as much as:

• $10,000 in Series EE bonds, and
• $10,000 in Series I bonds.

Paper

Paper Series I savings bonds may be purchased only with your IRS tax refund. For these bonds, the purchase limit per calendar year is:

• $5,000

Exceptions: Savings bonds purchased as gifts aren't included in your annual limit. Also, the purchase amount of electronic savings bonds you transfer, deliver as gifts, or de-link to another TreasuryDirect account holder is applied to the receiver's annual purchase limit in the year the transaction occurs, and not to your own limit.

Note: The three purchase limits above apply separately. That is, in a single calendar year you could buy $10,000 in electronic Series EE bonds, $10,000 in electronic Series I bonds, and $5,000 in paper Series I bonds.