Harvest Caye isn't a private island, per se. What the small island is, however, is a private port built by Norwegian Cruise Line Holdings in conjunction with the Belize government for its three brands -- Norwegian, Oceania and Regent Seven Seas -- to use on Western Caribbean itineraries.

The attractively landscaped port offers much that will appeal to visitors, including four bars, a four-segment zipline (including a thrilling Superman-style segment), a ropes course, exclusive beachfront villas and poolside cabanas, a 7-acre beach with 2,500 loungers, a nature center with three tours daily, a lagoon with kayaks and pedal boats, and an outpost of Jimmy Buffett-affiliated LandShark Bar & Grill that boasts a swim-up bar in a 15,000-square-foot pool.

If you'd like to leave the island, there are a variety of ship-sponsored shore excursion options to the mainland, including a few to see Mayan ruins or go snorkeling or diving on the country's famed coral reef. You can also take the ferry on your own to Placencia, a touristy beach town on the mainland of Belize.

One thing that cruisers must know is that the agreement with the Belize government means that dining and drinks packages do not carry over to Harvest Caye, and all food and drink must be paid for in cash or with a credit card; U.S. and Belizean dollars are both accepted. There are no ATMs on the island, so if you're paying cash, stock up in a port ahead of Harvest Caye or use your ship's ATM. You can charge activities and shore excursions to your onboard account, if you book in advance or on the ship.

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