I've already talked about the need for integrity and how important it is to establish a positive, healthy reputation that will follow you throughout your career or financial life. Part of developing this sense of integrity is getting to know, articulate, and then follow your values. Most of us have a vague idea of our overall moral values like not lying, stealing, or hurting others, but it can be harder to pin down what our professional values are, especially in financial areas. Are there specific industries you’re uncomfortable with? Are there certain types of investments you find predatory? These are all critical questions to ask yourself as you get started.

Once you feel you have narrowed down and honed in on your values, it’s important to articulate them both to yourself and others. Sharing your values could be important when it comes time to politely turn down an opportunity or job if it’s something that doesn’t align with those values. Picture them yourself can help you in the event of a tempting option that you know will inevitably conflict with your values despite the potential gain. It’s never too early to think about your professional and financial matters, and make sure you keep developing them as you and your career grow!