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As of 2021, more than 1.5 million people have chosen healthsharing over a traditional medical insurance policy, including more than 35,000 members in Colorado, according to the Alliance of Health Care Sharing Ministries.
Last year, healthsharing ministries helped members pay more than $1.3 billion in medical bills.
Every healthshare plan in Colorado is different. With some plans, prescription drugs associated with a qualified need are fully or partially shareable.
Other plans offer plans that enable their members to purchase prescription drug plans at a deep discount compared to retail prices. These plans tend to work best for generic medications
Yes. Many employers, both large and small, are discovering they can save significant amounts of money by switching their group health insurance benefits to a lower-cost group healthshare plan.
Often, employers do this in conjunction with a health reimbursement arrangement – a tax-advantaged way for employers to empower their workers to purchase their own health plan separate from the employer, or to help pay for any other health care costs not covered under their plans.
Yes. At least one healthshare plan, Medi-Share 65+, is designed to work along with Original Medicare (Parts A and B). It is a viable and lower-cost alternative to a Medigap Plan G or Plan N policy. It provides comparable protection at a fraction of the cost in most areas.
