Should You Buy Your Own Option?

You just took a job and finally have the ability to get health insurance through your company, but first you need to make sure that it will satisfy all of your medical needs. While circumstances vary from person to person, there could be a few reasons why you might choose to look for other health care options.

• Out-of-Pocket Costs: Most employers cover 60-80% of the cost of their health insurance, but they are only required to cover 50%. In some cases, the cost of the employer health insurance may be MORE than a plan from the Marketplace.
• Spouse’s Insurance: If your spouse also has health insurance through their employer, it is important to compare plans and see which will best fit your budget and needs.
• Provider Network: Different plans are accepted with different providers. It may be the case that your doctor's office does not take your insurance and you make want to choose to keep your doctor’s over the insurance.

How Other Health Care Options Can

Fulfill Your Needs

If you’re on the fence about taking insurance through your employer, it could be helpful to know that health insurance is not always the only option as other health care options are out there. While they are not traditional health insurance, a Health Care Sharing Plan can provide you with quality health care sharing Programs and additional Features to satisfy your medical needs.

Every plan is different for every person, but you may find you need supplemental insurance, too.

Some signs that you will need supplemental insurance are:

Your Deductible is Higher Than Your Own Savings Account

You Have Children That May Have Unexpected Expenses

You Don’t Have Savings and You Need Time Off Work

How Do I Get Cheap Health Care on My Own?

Searching for health insurance is daunting and takes time out of your day in the worst way. Below is a list of ways for you to find cheap insurance coverage options and alternatives.

• Health Insurance Marketplace: The Marketplace is an online shop to compare plans. It can be time-consuming to compare each plan but it may help you decide which plan fits best.

• Medicaid: This is an alternative you must qualify for, but it will give you a low-cost insurance option.

• Health Care Sharing : These organizations are not health insurance but rather provide alternatives to Obamacare and traditional health insurance through affordable health care sharing Programs.

Learn More About Health Sharing Click Here