Pros

• Health share plans are typically much easier on your budget.
• You can get into a health share plan regardless of employment status, making it a great option for stay-at-home parents.
• There’s no need to wait for open enrollment—you can sign up any time.
• You won’t be kicked out of the program if you develop a medical condition.
• Most health share plans are explicitly Christian nonprofit ministries. One con with government-mandated health insurance is that in some states, exchange insurers are required to cover certain kinds of care that may violate some Christians’ faith. Health share plans solve that. Many Christians love knowing their money will never be used for procedures or services they don’t agree with.
• Many health share plans encourage their members to send letters and notes of encouragement to sick and recovering members, and you’ll have the comfort of knowing that believers nationwide are praying for you and your family as well.
• There are no annual or lifetime limits on medical expenses.
• Some (but not all) health share plans include discounts for dental and vision services.
• Disability sharing (a program to help those who are unable to work) is a feature in some health share plans.
• Some plans offer telehealth options.
• Sometimes, coverage can include expenses for adoptions or funerals.