According to the Center for Disease Control and Prevention (CDC), more than half of the U.S. population has at least one chronic disease, such as asthma, heart disease, high blood pressure, or diabetes, which all drive up health insurance costs.

A staggering 85% of healthcare costs in the U.S. are for the care of chronic health conditions. Moreover, recent data6 finds that nearly 40% of adults over 20 in the U.S. are either overweight or obese, which can lead to chronic diseases and inflated healthcare spending.

As the U.S. population health issues increase, the risk of insuring the average American goes up. And in turn, the higher the risk, the higher the cost of annual health insurance premiums.

Data from the Kaiser Family Foundation7 (KFF) shows that between 2011 and 2021, the average premiums for family coverage rose from $15,073 to $22,221—an increase of 47.4%.

Now Is The Time For Change

Health Sharing Networks

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