New Mexico is a small state with about 2,100,000 residents in the 5th largest state (in terms of total land area) 

Only 45,000 people enrolled in an ACA/Obamacare plan in 2019.

Less than 2,000 of them paid the full premium. All the rest we subsidized (that means they paid less than the full premium).

Many of those who were subsidized also received government help paying their deductibles and copayments.

So if you live in New Mexico and don't have coverage through Medicare, Medicaid or a Group Health Insurance plan it's likely that you can get the health insurance coverage that you can afford. 

9.78 versus 9.86

In general, this year the MOST you can pay for Obamacare coverage is 9.78 percent of your income, down from 9.86 percent last year. Your premium may be higher, but it will be subsidized by the government down to that percentage.

In New Mexico, for 2020 we lost one company, Christus Health Care and gained one company TrueHealth.

The 4 companies doing business in the Exchange in New Mexico in 2020...

• TrueHealth (the newest with the best mental health benefits)
• New Mexico Health Connections (1 of the 2 remaining ACA co-ops)
• Moline (who wrote the biggest percentage of ACA plans in the last 2 years)
• Blue Cross (Healthcare Services) with the biggest network in New Mexico

When you go shopping for insurance there are only a few things that are important...

1. Can you afford the coverage?
2. Do the doctors you want to see accept the plan?
3. How is the coverage of the prescriptions you take?

My office can help you with those 3 questions. 

If you live in New Mexico and need health insurance coverage...

give me a call at 505-450-1574 - OR - if you have a pretty good idea of what to do online and know what you want...

Go directly to my website - "kick the tires" - see what YOUR cost is for plans that have YOUR doctors.

I've been in the health insurance business for almost 4 decades. The premiums now are a little high but the coverage has never been better. 

Bill Bateman - Albuquerque, New Mexico 505-450-1574

PS - This year, our agency is doing business in Ohio, Michigan, Arizona, North Carolina, Texas, Florida, Oklahoma, Virginia, and my home state of New Mexico. If you have friends or relatives in those states I'd love to talk to them about their options.