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Colorado Health Insurance Costs Are Unsustainable

Posted by Bobby Brown on December 13, 2023 - 3:47pm Edited 12/13 at 3:53pm


The average unsubsidized health insurance premium for a family of four in Denver County Colorado was more than $1,200 per month in 2022, according to the Kaiser Family Foundation. And that’s with a deductible of over $8000! Costs are even higher in the more sparsely populated Western Slopes.

And Coloradans who buy their own health insurance, rather than access it via an employer group plan, can expect to see premiums rise by 10% a year. That’s well above the general rate of inflation.

Yes, most Colorado households can qualify for the income-based premium tax credits under the Affordable Care Act. But millions of Colorado residents are left out of the Affordability provisions of the Affordable Care Act – usually because they work too hard and make too much money to benefit.

These hard-working Coloradans must pay full price for the outrageously high cost of traditional insurance plans.

That’s why more and more Colorado families are turning to a more economical, more affordable alternative: Healthshare plans.