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Sadly, layoffs are becoming more and more common in just about every sector of the workforce and very few employers have the resources to maintain health benefits while they’re struggling to keep the ship above water. Even people who do not have employer plans are having trouble keeping up with their premiums without their regular paychecks coming in.
The result for Colorado and America as a whole is the same: record numbers of people are deciding to go without health insurance altogether, usually because they feel like they have no other option.
Listen up: You do have an option.
If you are currently uninsured because you either lost your job or were unable to sign up for coverage during open enrollment (which ended April 30th) there are still ways to either get you fully insured or protected by an alternative, low-host health sharing program.
If you are unable to qualify for an ACA subsidy or if you are one of the growing number of people who are discovering that traditional health insurance, quite simply, is not a good fit, then it is time to consider enrolling in a Health Care Sharing Program.
First things first: Healthshare plans are not operated by insurance companies. For many of us, this is reason enough to make the switch, but the real advantage over “regular” insurance (and especially ACA plans) is the significantly lower costs.
In fact, some of the most popular health care sharing plans that we offer start as low as $99 per month, which is less than 25% - 50% the cost of the average unsubsidized ACA plan.
The remarkable monthly cost savings of a health care sharing program do come with some caveats, meaning that they are not the best idea for everybody. For instance, most health sharing plans do not cover pre-existing conditions without a significant waiting period, and they tend to lack coverage for preventative care and birth control, both of which are essential benefits under the ACA.
Going without any form of health insurance is never a good idea, but in times like these it is even more irresponsible and can potentially make it even more difficult to financially recover from the global crisis that we are all facing.
Take A Closer Look At Health Sharing
