Is healthsharing legit?  

As of 2021, more than 1.5 million people have chosen healthsharing over a traditional medical insurance policy, including more than 35,000 members in Colorado, according to the Alliance of Health Care Sharing Ministries.

Last year, healthsharing ministries helped members pay more than $1.3 billion in medical bills. 

Do healthshare plans in Colorado cover prescription drugs?

Every healthshare plan in Colorado is different. With some plans, prescription drugs associated with a qualified need are fully or partially shareable.

Other plans offer plans that enable their members to purchase prescription drug plans at a deep discount compared to retail prices. These plans tend to work best for generic medications

Can healthsharing help my small business save money on employee health benefits? 

Yes. Many employers, both large and small, are discovering they can save significant amounts of money by switching their group health insurance benefits to a lower-cost group healthshare plan.

Often, employers do this in conjunction with a health reimbursement arrangement – a tax-advantaged way for employers to empower their workers to purchase their own health plan separate from the employer, or to help pay for any other health care costs not covered under their plans.

I’m eligible for Medicare. Is there a healthsharing option for me?

Yes. At least one healthshare plan, Medi-Share 65+, is designed to work along with Original Medicare (Parts A and B). It is a viable and lower-cost alternative to a Medigap Plan G or Plan N policy. It provides comparable protection at a fraction of the cost in most areas.

HEALTH COST-SHARING

INFORMATION

• Not health insurance, but a way for like-minded individuals to share medical expenses
• Waiting periods on pre-existing conditions
• May exclude sharing for certain conditions or activities
• Enroll any time
• Much lower monthly cost than unsubsidized health insurance