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Is Impact Health Compliant with the Affordable Care Act?

Posted by Bobby Brown on December 12, 2023 - 11:36pm


Since 2019, you are not required to obtain Minimum Essential Coverage under the Affordable Care Act and you will not be penalized for failing to purchase traditional health insurance. This means that for most Americans, you can join any Health Share Plan, whether they are ACA Compliant or not.

However, there are a few states that have individual state mandates: 

If you live in one of the states mentioned above, you will still need to meet the minimal Health Insurance requirement or choose a Health Share Plan that is ACA Compliant. When preventative care is needed, it would be covered through your Health Insurance Plan. When a larger unexpected medical need arises, it would be shared with your Health Share community.  

All recognized healthcare sharing ministries that have been continuously in existence since before the year 2000 are exempt from the individual ACA mandate.

Because Impact is non religious health share plans, they are not ACA compliant. This will only have an impact on those who live in a state with an individual state mandate.