Share HealthCare is an ACA-exempt medical cost sharing ministry using the latest online technology to provide an enhanced user experience along with convenient and affordable access to the healthcare you need.

Is Share Healthcare the same as Health Insurance?

It’s important to know that Share HealthCare is NOT Health Insurance. Share HealthCare is a health care sharing ministry, which is an alternative to Health Insurance. Share HealthCare provides an organized way for members to share in one another’s medical bills.

How Does Share HealthCare Work?

Each month, voluntary contributions from Share HealthCare members are matched with medical expenses submitted by fellow members through a secure online portal. Share HealthCare member’s monthly contribution goes into a FDIC-insured individualized bank account and is then distributed to help others in need receive the healthcare that is right for them.

How a Health Share is different from Health Insurance

Here are some of the ways a Health Share is different than Health Insurance:

• A Health Share is a nonprofit organization.
• A Health Share has open enrollment all year long.
• Health Shares are month-to-month and can be cancelled at any time.
• Health Share Plans are not required to share in Minimum Essential Coverage benefits, like Health Insurance plans. Depending on which state you live in, you may need to have MEC Insurance in addition to your Health Share membership.
• Health Share plans are typically designed for larger unexpected medical needs and is also a big reason why Health Share plans are much more affordable. 
• Health Share organizations decide what medical expenses are shared with the community, and how the medical bills are paid. 
• Each Health Share chooses who can join their community, based on similar beliefs or ideologies. 
• With a Health Share, there are usually restrictions or waiting periods for pre-existing conditions.
• Health Share plans typically do not have network restrictions.

Benefits of Joining a Health Share

Save Money: One of the biggest benefits to joining a Health Share is the amount of money you save. in fact, most people save up to 30-60% on their healthcare costs when they join a Health Share.

No Network Restrictions: Another benefit of joining a Health Share that you typically do not have any network restrictions to worry about. You get to go to the right doctor or healthcare facility that works best for you.

No Contracts: You can join a Health Share year-round and can cancel at anytime.