If your style is more "private yacht" than "6,000-person mega-ship," you can still book a cruise with this more intimate and high-end feel. A great example is Crystal Esprit, the 62-passenger ship that's part of the Crystal Cruises fleet.

Esprit has only four decks but still manages to squeeze in spacious cabins with king-sized beds, four dining areas (including a gourmet restaurant) plus room service, a chic sun deck with plunge pool and a back-of-ship marina with a swimming platform, water skis, kayaks and personal watercraft, plus snorkel gear. Also onboard is a three-person submersible, used for joy rides beneath the waves (for an added fee). Shore excursions are active, and some are complimentary.

You will feel truly spoiled by unparalleled service as you lounge about the deck on a Balinese bed (that you did not have to fight for) or chat with fellow passengers about your day over a glass of Champagne and live piano music.

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