Coin Bureau - The BIGGEST Tax Refund In History [What It Means For You]

"Tax season is here… and 2026 is expected to bring one of the biggest US refund waves in the country’s history.

In this video, we break down why this is happening, who stands to see the biggest refunds, when we can expect money to hit bank accounts, and what impact all of this will have on households and the markets.

Could this be a big stimulative wave that boosts the economy? Or will this only have a muted effect for people already struggling? Watch now to hear our take."

~ Coin Bureau

The 2026 tax season is expected to see the largest refunds in United States history, primarily due to tax law changes enacted in 2025 and the IRS's decision not to adjust withholding tables in a timely manner. This delay meant that many workers continued to have taxes deducted at higher rates throughout 2025, leading to a projected average refund increase of approximately one thousand dollars per household. While these refunds are technically a settlement of overpaid taxes rather than a new stimulus, the sudden injection of roughly one hundred billion dollars into the economy is expected to act as a significant liquidity event. Specific groups, such as tipped workers, those earning overtime, and certain seniors, may see the most substantial benefits due to targeted deductions. Economic analysts are closely watching to see if this cash influx will be used by consumers to pay down record-high household debt or if it will spark a surge in retail spending that could potentially impact inflation. Additionally, financial markets may experience increased volatility and buying pressure as retail investors potentially funnel a portion of these lump-sum payments into stocks and other assets.

TIMESTAMPS

0:00 Intro
1:46 The One Big Beautiful Tax Refund
4:55 Who Gets What?
9:05 When Do The Refunds Hit?
12:24 Impact On The Real Economy
16:36 Impact On The Markets

Source - Coin Bureau YouTube: https://www.youtube.com/watch?v=4Zky_Eb12mI

Disclaimer: This video is provided for informational purposes only, and not offered or intended to be used as legal, tax, investment, financial, or any other advice.