DIGITAL CURRENCIES The following publications provide information about BITCOIN and other “digital currencies” or “crypto currencies”, now lawful currency in the USA: http://www.chips-corner.com/Digital Currency.pdf http://www.chips-corner.com/Bitcoin Embraced by New Hampshire Candidates.pdf http://www.chips-corner.com/Texas Federal Magistrate Reaffirms Ruling that Bitcoin is Money.pdf http://www.chips-corner.com/THE ROLE OF THE INTERNET CATALOGUE CLUB.pdf ZCASH AND CHIPS ZCASH and CHIPS were the subject of a six year litigation by the U.S. SEC wherein that Agency sought to have these ruled to be “securities” and evidence of value and use over many years was presented to the U.S. Federal Court in Houston, Texas by that Agency. This litigation ended with a Consent Decree and Final Judgment wherein “neither party prevailed” and no guilt was assigned. Thus, it did not establish precedent, but did provide full information regarding ZCASH and CHIPS, without dissent by any party, to the Court. ZCASH value has been pegged at $2 USD each since 1996 and CHIPS value has been pegged at $1 USD each since 1999. These values may be confirmed by reviewing items listed in http://www.ntcprocurement.com/contents/en-us/d90.html Both in the USA and around the world, over the many years since, ZCASH and CHIPS have been involved in business transactions measuring in total very high USD value. Based on the rulings and legislation regarding digital currencies and on the long and successful use of ZCASH and CHIPS in business transactions, HOWSE SERVICES, INC (“HOWSE”) accepts and uses ZCASH and CHIPS as USD lawful USA currency. UNIFORM ADVERTISING PROMISSORY NOTES (“UAPN”) AND INTERNATIONAL BILLS OF EXCHANGE (“IBOE”) On March 31, 2011, as per Case No: CV 2008 08 5436 at Summit County, Ohio Court of Common Pleas, UAPN and IBOE issued in the format of what is now known as DF1 UAPN & IBOE or DF1 DOCUMENTARY FUNDS, a major USA bank (defendant) agreed to accept these as payoff for loans by the plaintiff. Since that time, DF1 DOCUMENTARY FUNDS have been used extensively as currency in transactions between parties around the world. A sample of DF1 DOCUMENTARY FUNDS may be viewed at http://www.chips-corner.com/UAPN-IBOE.pdf Based on the above, HOWSE accepts and uses DF1 DOCUMENTARY FUNDS as USD lawful USA currency. HOWSE also accepts and uses DF2 and DF3 DOCUMENTARY FUNDS as USD lawful USA currency. A sample DF2 may be viewed at http://www.chips-corner.com/DF2 UAPN-IBOE.pdf A sample DF3 may be viewed at http://www.chips-corner.com/DF3 UAPN-IBOE.pdf DF1, DF2 and DF3 are issued following USA UNIFORM COMMERCIAL CODE and U.N. RESOLUTIONS and are guaranteed by the Private Bank FIDES (www.fides.com.mx) FIDES holds/controls many $Billions of USD in value in deposits in a major world Private Bank system. HOWSE PARTNERS Any MEMBER of the INTERNET CATALOGUE CLUB may apply to become a HOWSE PARTNER. To qualify, a MEMBER must find an Attorney that is willing to serve as a DIRECTOR and OFFICER of a new corporation or other legal entity (“CORPORATION”, to be approved by HOWSE) that the Attorney will create in a jurisdiction in which the Attorney can legally practice law. The CORPORATION created by the Attorney will have five shareholders; that is, after creation, five parties will each provide equal value assets in exchange for shares of the CORPORATION; the assets provided shall be owned by the CORPORATION. The five parties will be HOWSE (20%); U.S. PROFESIONALES DE EL SALVADOR, S.A. (“USPES”) (20%); FIDES (20%); the Attorney (20%); and, the MEMBER (20%) that is accepted by HOWSE. In exchange for its shares, HOWSE shall provide a free PLATINUM MEMBERSHIP and a free SMR MEMBERSHIP in the INTERNET CATALOGUE CLUB to the CORPORATION and shall have the INTERNET CATALOGUE CLUB register in the PLATINUM MEMBERSHIP account 125 Million ZCASH, which ZCASH will have a value of $250 Million USD. In exchange for its shares, USPES shall provide DF1 DOCUMENTARY FUNDS with the associated UAPN having a value of $250 Million USD, with a written commitment by the CORPORATION that the DF1 DOCUMENTARY FUNDS shall be collected as per the Payment Protocol of the associated IBOE. In exchange for its shares, FIDES shall provide DF3 DOCUMENTARY FUNDS with the associated UAPN having a value of $250 Million USD, with a written commitment by the CORPORATION that the DF3 DOCUMENTARY FUNDS shall not be collected but shall be returned to FIDES after being used to obtain a CERTIFICATE OF DEPOSIT or a SAFE KEEPING RECEIPT that is registered so as to be lodged within the world brokerage system and then being redeemed with profits from non-depletion and non-risk trading. In exchange for 20% of the shares the Attorney shall agree to provide and/or arrange legal services as may be required by the CORPORATION. In exchange for 20% of the shares the MEMBER shall provide a combination of ZCASH and a PROMISSORY NOTE with values totaling $250 Million USD, with the ZCASH amount and PROMISSORY NOTE value being negotiated with and as accepted by HOWSE; the redemption of the PROMISSORY NOTE shall also be as negotiated with and accepted by HOWSE. Costs and expenses to create the CORPORATION shall initially be borne by the MEMBER, but shall be reimbursed to the MEMBER two-fold (200%) from first profits obtained by the CORPORATION through business transacted. BUSINESS TO BE TRANSACTED Once the shares are distributed, the shareholders shall meet and designate five DIRECTORS to be on the BOARD OF DIRECTORS of the CORPORATION, with one DIRECTOR being designated by each shareholder. The shareholders shall also enact an irrevocable resolution that the BOARD OF DIRECTORS of HOWSE shall have veto power over decisions that may be made by the BOARD OF DIRECTORS of the CORPORATION and, thus, prior to enactment, all decisions of the BOARD OF DIRECTORS of the CORPORATION must be approved in writing by the BOARD OF DIRECTORS of HOWSE; with all such correspondence being electronically acceptable. Once formed, the BOARD OF DIRECTORS shall meet and select persons to hold the offices of PRESIDENT and VICE PRESIDENTS; but the Attorney shall be designated as the Legal Counsel and as the SECRETARY; and, the President of FIDES, by name, shall be designated as the TREASURER. Although the CORPORATION shall be chartered so as to engage in any legitimate business, its primary focus will be to establish ZCASH AND CHIPS EXCHANGE FACILITIES, functioning as “FACILITATOR”, as described in http://www.chips-corner.com/KIOSK/contents/en-us/d23.html The CORPORATION shall issue PROMISSORY NOTES, signed by empowered Officers of the CORPORATION and by the Attorney, with the Attorney acting in the capacity of Legal Counsel and Secretary of the CORPORATION and functioning as “an Officer of the Court”. Since all the assets exchanged for shares qualify as “currency assets”, the PROMISSORY NOTES shall state that they are backed by “currency assets owned and held” by the CORPORATION. Verification of the currency assets shall be limited to authorized parties that have a legal requirement to do so and all requests for verification shall be made only through the Attorney. The empowered Officers shall negotiate with financial institutions for these to accept the PROMISSORY NOTES on deposit, in exchange for one year CERTIFICATES OF DEPOSITS or SAFE KEEPING RECEIPTS that may be annually renewable for ten years, with applicable interest at the time of renewal, and that are registered so that they may be lodged within the world brokerage system.

The Attorney shall work with Legal and Compliance Offices of institutions to assure the structure and value of the PROMISSORY NOTES are acceptable. Thus, the Attorney must become well versed in applicable laws. Payment to DIRECTORS and OFFICERS shall be determined by the BOARD OF DIRECTORS. Distributions to shareholders shall be determined by the BOARD OF DIRECTORS. TO APPLY To apply, a MEMBER may contact an ICIB WORK CENTER to initiate negotiations with HOWSE; to be assigned a CENTER send an email to financialhope4u2@gmail.com