White fat is divided into three main categories. First is visceral fat that wraps around the organs in your body which is very unhealthy and dangerous. Second is subcutaneous fat which is the most common type of white fat and is the layer of fat that is found between your muscle and your skin. Last is abdominal belly fat that is a mix of visceral and subcutaneous fat. Powell says research has shown that abdominal fat is correlated with an increased risk of diabetes, heart disease, stroke, and dementia, among other things. He warns that the average woman with a waist larger than 35 inches and an average man with a waist larger than 40 inches should be aware that they are at an increased risk of disease.