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Most of the Bitcoin exchanges accept many payment options, with the exception of credit/debit cards. One reason for this is because of the irreversible nature of Bitcoin. However, there are many legit Bitcoin exchanges that have started accepting credit card & debit cards as a payment method. Here are some of the popular & legit Bitcoin websites where you can use your debit or credit card to buy bitcoins. I have tested these all myself. Regarding using a credit card, most of these sites use your cash limit on the credit card, so you need to check with your bank to find the limit of your credit card.
So, without further delay, here’s that list:
Do note that, a few credit card companies have stopped allowing the purchase of Bitcoin with Credit cards due to the volatility of the market:
However, I have compiled a list of updated sites that allows users from various countries to buy Bitcoin with debit card.
I used my travel card (prepaid USD card) to purchase bitcoins on Cex.io & it worked like a charm. CEX has been around for years, and it is one trusted site to buy Bitcoin with debit or credit card. When you have verified your account, go to the “Cards” section & add your cards. It may take 1-2 days for card verification, but once it’s verified, you can use it to instantly purchase bitcoins. Along with BTC, you can also buy ETH (Ethereum) using your credit/debit card.
Coinmama is another site where you can use your Credit or debit card to purchase Bitcoins instantly. Unlike other sites, CoinMama doesn’t offer Bitcoin wallet & you need to add your Bitcoin Wallet address on which you want to receive Bitcoins. I found the price of Bitcoins to be higher here in comparison to CEX.io. However, this is another option that you should keep when you need to buy Bitcoins immediately.
Binance is world’s biggest cryptocurrency exchange, and it offers an option to buy Bitcoin with Visa or Mastercard instantly. Binance supports a large number of countries, and this platform is idle for those who are also looking to trade cryptos after acquiring it. Binance supports both debit card, and credit card. Binance serves all the countries except USA. The fees is also the lowest, and unlike other platform, you will have access to more sophisticated tools with Binance. Another reason to use Binance is, you will get the best Bitcoin price since it has a lot of buyers and sellers.
Bitit is a France based Bitcoin company that is selling popular cryptocurrencies including BTC. And they proudly claim to be the easiest place to get started with cryptocurrencies and I too believe so because they are selling cryptos in exchange of more than 10 fiat currencies. Also, one can use their service for buying bitcoin from credit/debit cards instantly as they support Visa, MasterCard, American Express, & Maestro powered debit/credit cards. The process to get started here is simple and as explained below:
And after verification you will be entitled to these limits:
CoinBase is one of the most popular websites to purchase Bitcoin, Litecoin & ETH. They also support purchasing Bitcoins using Visa debit/credit card & the process is instant. This feature is available to you only if you are from the USA. If are from any other country, you should look at other options listed here.
To get started buying Bitcoins using a debit card on Coinbase, here is what you need to do:
After this you can start purchasing Bitcoins anytime instantly using your added debit or credit card.
Wirex is providing a complete crypto banking solution for UK residents and much more. Using Wirex you can buy Bitcoin easily. When you register on Wirex and complete you KYC you get access to a crypto linked bank account. Here you can top-up your account with a debit/credit card and use this top-up to buy BTC anytime. If you are someone looking for a complete banking solution, Wirex is the way to go as they have their physical cards to available for the UK. Here is the deal from CoinSutra: Wirex Deal: Free Virtual and Physical Bitcoin Debit Card.
Conclusion
| Exchange Name | Rating Based On Ease Of Use & Fee |
| CEX.io | 8.5/10 |
| Binance | 9/10 |
| Bitit | 9.5/10 |
| Coinbase | 8/10 |
| Coinmama | 9.5/10 |
| Wirex | 8/10 |
| Bitcoin ATMs | 6/10 |
I will keep updating this exclusive list of sites that allow purchasing bitcoins using a credit & debit card.
Article Produced By
Harsh Agrawal
An award-winning blogger with a track record of 10+ years. An international speaker and author who loves blockchain and crypto world. After discovering about decentralized finance and with his background of Information technology, he made his mission to help others learn and get started with it via CoinSutra.
https://coinsutra.com/buy-bitcoins-debit-credit-card/
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